Abstract
This article provides a discussion on some issues associated with digital finance – an area which has not been critically addressed in the literature. Digital finance and financial inclusion has several benefits to financial services users, digital finance providers, governments and the economy; notwithstanding, a number of issues still persist which if addressed can make digital finance work better for individuals, businesses and governments. The digital finance issues discussed in this article are relevant for the on-going debate and country-level projects directed at greater financial inclusion via digital finance in developing and emerging economies. JEL Classification: E44, F65, G18, G21, G28, Keywords: Financial inclusion, Fintech, Digital finance, Financial stability, Financial risk, Financial institutions
Keywords
Financial inclusionFinanceFinancial servicesWork (physics)Financial stabilityInclusion (mineral)BusinessGeography of financeAccess to financeDigital economyEconomicsFinancial systemFinancial intermediaryPolitical scienceSociologyEngineering
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Publication Info
- Year
- 2018
- Type
- article
- Volume
- 18
- Issue
- 4
- Pages
- 329-340
- Citations
- 1727
- Access
- Closed
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Cite This
Peterson K Ozili
(2018).
Impact of digital finance on financial inclusion and stability.
Borsa Istanbul Review
, 18
(4)
, 329-340.
https://doi.org/10.1016/j.bir.2017.12.003
Identifiers
- DOI
- 10.1016/j.bir.2017.12.003